Showing posts with label groups. Show all posts
Showing posts with label groups. Show all posts
Tuesday, November 5, 2019
The Survival Connection Forum for Australian & New Zealand Preppers & Survivalists.
Labels:
apocalyptic,
Australia,
climate change,
disasters,
equipment,
global warming,
groups,
gun control,
New Zealand,
self reliance,
SHTF,
supplies,
survival,
sustainable,
TEOTWAWKI
Location:
Australia
Wednesday, March 1, 2017
Morality in a shtf event.
Someone recently posed the question " If you are a person with high moral values, how will these morals be effected by a major shtf event? Will you stick to your high morals, or do you think that such an event will change you and cause you to throw these morals aside?"
I think the best way in which I can answer this, at least for myself, is to show you a video. This movie is based on a true event and to my mind best shows the way that I feel I would have to respond to a clear and present danger to myself, my family and my friends regardless of the survival scenario.
Labels:
Australia,
defence,
disaster,
events,
family,
friends,
groups,
Moral values,
preppers,
prepping,
protection,
SHTF,
survival,
survivalists,
TEOTWAWKI
Location:
Australia
Monday, October 17, 2016
The cost & importance of learning. Clubs, Groups & Schools. Plus the advantages & disadvantages.
The cost & importance of learning, clubs, groups & schools.
Plus the advantages & disadvantages.
When it comes to long term survival, the skills start with choosing
the right clothing & equipment. After that you have to learn how to use
that equipment & you need to learn how to manage if you should lose that
equipment. Survival schools are generally expensive, this is because they have
to put in a lot of time teaching people the skills, & time cost money if
you are running a business. Some schools will teach you primitive skills,
others will not. Some schools will teach you how to survive if you get lost in
the bush, others may teach you how to survive long term. But it will all cost
you money.
Bushcraft groups are good & they will teach you some survival
skills. Again, some may promote the use of modern tools & equipment, where
as others may teach you more primitive skills. In general, you will pay a
yearly fee which is used to pay for your insurance cover. Survival groups fall
roughly into the same category as the bushcraft groups, a mixed lot which may
or may not teach you what you need to know. Basically it depends on the
individual members, some will be more knowledgeable than others, but in the
long run they can’t teach you what they don’t know themselves.
It is well known that in order to survive long term in a wilderness
situation, you will need to learn primitive skills, & your equipment &
tools will need to be low tech. Modern equipment is not made to last, batteries
will go flat, items will break & wear out. You need sustainable methods
& primitive gear. If you start off with pre 19th century
equipment you will never drop below that level of comfort. But if you start off
with all modern gear, then sooner or later you will be thrown back into the
stone age.
Now let’s look at another kind of club or group, an 18th
century living history group. Most again will charge a yearly membership fee,
& it must be said that not all living history groups are equal in the
benefits that they offer the survivalist. But, the potential for learning is
still there, you simply may have to put in more effort to gather some members
together who have the skills that you need to learn.
Our group, the New England Colonial Living History Group does not
charge any membership fees or training fees, it is all free. However, we do not
carry any insurance either, our members are covered by the Civil Liability
Amendment (Personal Responsibility) Bill 2002. For many years I payed for
our group insurance out of my own pocket so that lower income families could
afford to join our group. Eventually, I had to stop paying out of my own pocket
(there never were any accidents or insurance claims). When you think about it
we go with groups of friends out bush for various recreational activities,
& no one ever questions if there is insurance cover. We all take personal
responsibility for ourselves, & we watch out for the safety of others.
The advantages of joining a group like ours is that our activities
cover a wide range of interests. We can advise on equipment & clothing,
& we teach people all the skills they may need for free. Individuals do not
have to participate in any activity if they do not wish to, but remember, in a
shtf situation, there will be NO insurance, NO doctors & NO hospitals. If
you want to cover yourself, use your money to purchase a good modern medical
kit & take it to group meetings. Also carry a personal first aid kit in
your pack. That way if you cut yourself or smack yourself in the head whilst
learning archery, you can patch yourself up & keep going.
Kids in general love participating in living history. It is an
opportunity to do something which is fun & educational & they get to
share this experience with there parents or carers. In shooting clubs, archery
clubs & fishing clubs you will learn only so much, very little of what you
do learn will prepare you for survival. In a group like ours though you get to
learn everything; you learn what is the best equipment & how to use it. You
learn how to repair your equipment & in the case of archery & fishing,
you learn how to make your own from scratch with no modern tools.
Some living history groups have splinter groups such as a militia
group where you can learn battle tactics. Some groups are purely Ranger groups
& again, battle training is a normal part of their activities on top of all
the other skills you can learn. All Living History groups are family oriented,
so all the family gets to join in one way or another. On top of all this
learning & training, living history groups are a lot of fun. If you are
serious about long term wilderness survival, I recommend you inquire in your
area for a living history group, be it medieval period or 18th
century or somewhere in between.
Keith.
Keith.
Our Group's Official Forum: http://eighteenthcenturylivinghistory.freeforums.org/
You will also find links to other groups in other areas & countries on our forum.
Labels:
17th century,
18th century,
clubs,
equipment,
groups,
learning,
long term wilderness survival,
medieval,
preppers,
prepping,
primitive skills,
renewable,
schools,
survivalists,
sustainable,
tools,
training
Location:
Australia
Friday, March 25, 2016
Useful Information For On The Trail.
Not all of this will be relevant to your situation should you have to leave your home if or when the SHTF. But modern guerrilla warfare was based on the following 18th century rules, & I think they are worth taking note of.
Keith.
Rogers Rangers
Standing Orders 1759.
1. Don't forget
nothing.2. Have your musket clean as a whistle, hatchet scoured, sixty rounds powder and ball, and be ready to march at a minute's warning.
3. When you're on the march, act the way you would if you was sneaking up on a deer. See the enemy first.
4. Tell the truth about what you see and what you do. There is an army depending on us for correct information. You can lie all you please when you tell other folks about the Rangers, but don't never lie to a Ranger or officer.
5. Don't never take a chance you don't have to.
6. When we're on the march we march single file, far enough apart so one shot can't go through two men.
7. If we strike swamps, or soft ground, we spread out abreast, so it's hard to track us.
8. When we march, we keep moving till dark, so as to give the enemy the least possible chance at us.
9. When we camp, half the party stays awake while the other half sleeps.
10. If we take prisoners, we keep 'em separate till we have had time to examine them, so they can't cook up a story between 'em.
11. Don't ever march home the same way. Take a different route so you won't be ambushed.
12. No matter whether we travel in big parties or little ones, each party has to keep a scout twenty yards ahead, twenty yards on each flank and twenty yards in the rear, so the main body can't be surprised and wiped out.
13. Every night you'll be told where to meet if surrounded by a superior force.
14. Don't sit down to eat without posting sentries.
15. Don't sleep beyond dawn. Dawn's when the French and Indians attack.
16. Don't cross a river by a regular ford.
17. If somebody's trailing you, make a circle, come back onto your own tracks, and ambush the folks that aim to ambush you.
18. Don't stand up when the enemy's coming against you. Kneel down, lie down, hide behind a tree.
19. Let the enemy come till he's almost close enough to touch. Then let him have it and jump out and finish him with your hatchet.
Wednesday, June 24, 2015
The Velvet Revolution. Do Not Be Misled !!!
WHAT DOES VELVET REVOLUTION REALLY MEAN FOR THE PEOPLE:
There is a lot of propaganda out there trying to muddy the water for "The People's"
VELVET REVOLUTION.
Don't be lead by those who are working for Government to prevent us from removing them from parliament, there are a group of people at the moment that are commonly called Rent A Crowd,
who are obviously paid by the government to cast doubt into your mind about VELVET REVOLUTION and it's Organisers.
It's pathetic when these people accuse VELVET REVOLUTION and it's Organisers of things that are NOT TRUE and they offer no evidence of what they accuse us of because they don't have any, it is simply lies and innuendo to stop us from succeeding and if you ask them they have no other PLAN.
But WHO are they actually stopping from succeeding? It's "The People"!
VELVET REVOLUTION.
Don't be lead by those who are working for Government to prevent us from removing them from parliament, there are a group of people at the moment that are commonly called Rent A Crowd,
who are obviously paid by the government to cast doubt into your mind about VELVET REVOLUTION and it's Organisers.
It's pathetic when these people accuse VELVET REVOLUTION and it's Organisers of things that are NOT TRUE and they offer no evidence of what they accuse us of because they don't have any, it is simply lies and innuendo to stop us from succeeding and if you ask them they have no other PLAN.
But WHO are they actually stopping from succeeding? It's "The People"!
We understand "The People" are nervous and with good reason; due to every government screwing us over as soon as they get into power, however, the Constitution actually gives "The People" the Supreme Ruling Power known as
"DE JURE SOLUM ET NATURALE"
"DE JURE SOLUM ET NATURALE"
For the critics to criticise having a VELVET REVOLUTION is absolutely ridiculous, no one is voting for VELVET REVOLUTION to take over power, we are UNITING as
A VELVET REVOLUTION
the MARCH gets us there; to deliver the VELVET REVOLUTION.
A VELVET REVOLUTION
the MARCH gets us there; to deliver the VELVET REVOLUTION.
Who "The People" vote into power comes later, VELVET REVOLUTION is only the vehicle we all use to get us there to remove the Corrupt Corporate Government from our Parliaments.
If the VELVET REVOLUTION does not succeed, we as a Nation have lost nothing, we won't have achieved anything, but we wont have lost anything either, but we will have UNITED "the People" which opens the way to a Greater Australia as we are many and they are few.
The Constitution Act 1900 (UK) was assented to and signed, it is the THORN in the governments side; stopping them from a complete takeover. If it wasn't assented to and signed, then nothing would stand in their way, they would hold no referendums because they would not need to ask "The People" permission to do something by referendum.
Please see the Founding Documents link in our FACT SHEETS, Queen Victoria's signature is on the top left hand side, it has the Sign Manual Signet on the bottom right hand side of the page Muir McKenzie, this belongs to the Royal Family.
I don't care if Queen Victoria was off her head, crawling on all fours or had one foot in the grave when she assented to it; as many claim she did, the point is she assented to it and signed it and more importantly the Government are bound by it and they know it.
It is the GREATEST GIFT "The People" of Australia could have ever received.
It is the GREATEST GIFT "The People" of Australia could have ever received.
"The People" know the Constitution needs updating, that is for sure and this is our opportunity to do exactly that by way of referendums of "The People".
We are all like minded Australian's who are worried about our children and grand children's future in this country with a corrupt corporate government at the helm.
LETS GET RID OF THEM,
LET'S UNITE TO MAKE THIS HAPPEN AND IGNORE THE
RENT A CROWD.
LET'S UNITE TO MAKE THIS HAPPEN AND IGNORE THE
RENT A CROWD.
VELVET REVOLUTION
MARCH DATE 10th of July 2015:
Meeting in Every City across the Nation of Australia.
VELVET - Means Non Violent
REVOLUTION - Means
An overthrow or repudiation and the thorough replacement of an established government or political system by the people governed.
MARCH DATE 10th of July 2015:
Meeting in Every City across the Nation of Australia.
VELVET - Means Non Violent
REVOLUTION - Means
An overthrow or repudiation and the thorough replacement of an established government or political system by the people governed.
Please join VELVET REVOLUTION and SHARE everything you receive.
For more FACT SHEETS and further information you can contact us via:
WEBSITE: http://www.velvetrevolution.info
FB PAGE: https://www.facebook.com/AUVREV
FB GROUP: https://www.facebook.com/groups/AUVREV
EVENTS: https://www.facebook.com/groups/AUVREV/events/
EMAIL:
lyn.bennetts7@gmail.com
FB PAGE: https://www.facebook.com/AUVREV
FB GROUP: https://www.facebook.com/groups/AUVREV
EVENTS: https://www.facebook.com/groups/AUVREV/events/
EMAIL:
lyn.bennetts7@gmail.com
Regards
Lyn Bennetts
National Organiser of
VELVET REVOLUTION
Our Brilliant Constitutionalists
And our dedicated VR TEAM,
UNITED WE STAND SIDE by SIDE; AGAINST Tyranny, Fraud, Treason and Political Corruption!
Lyn Bennetts
National Organiser of
VELVET REVOLUTION
Our Brilliant Constitutionalists
And our dedicated VR TEAM,
UNITED WE STAND SIDE by SIDE; AGAINST Tyranny, Fraud, Treason and Political Corruption!
Labels:
Abbott,
Australia,
corrupt government,
groups,
organisations,
people's choice,
political corruption,
power to the people,
preppers,
prepping,
referendum,
survivalists,
Velvet Revolution
Location:
Australia
Sunday, June 21, 2015
The Australian Velvet Revolution. Are You With Us???
VR have already put the Government on notice that any Treaties or Agreements that they sign will automatically be abolished, not adhered to and treated with the contempt they deserve and once this corrupt Government are removed from Parliament these Treaties and Agreements that "The People" of Australia have not consented to will need to be readdressed.
Everyone should have noticed by now that the corrupt corporate government have been finalising and pushing through many agreements of late as they realise their days are numbered, this does not make these agreements lawful or binding on "The People" as this Corporate Government do not represent mainstream Australian's and is why we need UNITY of "The People" on the 10th of July to show we ALL want them out of our Parliament.
Regards
Lyn Bennetts
Lyn Bennetts
Labels:
Australia,
citizens,
corrupt government,
farmers,
groups,
land holders,
organisations,
political corruption,
preppers,
prepping,
Rally,
Revolution,
survivalists
Location:
Australia
Sunday, June 14, 2015
The Australian Revolution; The velvet Revolution. Melbourne & Other Cities Rally.
Cnr Clarendon street and Wellington Parade, Fitzroy Gardens
VELVET REVOLUTION - NON VIOLENT MARCH ON PARLIAMENT
MELBOURNE AND SURROUNDING TOWNS
UNITING ALL AUSTRALIAN'S;
To Lawfully and Constitutionally
1. Remove all Sitting Members from Parliament
2. Restore the Constitution Act 1900 (UK)
3. Reinstate Citizen Initiated Referendums on ALL
Major Issues affecting "The People of Australia".
Date: July 10th 2015
Start: 10.00am Finish: 1.00pm... See More
MELBOURNE AND SURROUNDING TOWNS
UNITING ALL AUSTRALIAN'S;
To Lawfully and Constitutionally
1. Remove all Sitting Members from Parliament
2. Restore the Constitution Act 1900 (UK)
3. Reinstate Citizen Initiated Referendums on ALL
Major Issues affecting "The People of Australia".
Date: July 10th 2015
Start: 10.00am Finish: 1.00pm... See More
More Events by Velvet Revolution: United WE STAND
|
JUL
10
|
Kings Park, Cnr Speargrass Path & Prionotes Path, Perth
7 guests
|
JUL
10
|
JUL
10
|
Labels:
Government corruption,
government removal,
groups,
illegal government,
political corruption,
preppers,
prepping,
survivalists,
The Australian Revolution 2015,
The Velvet Revolution,
Tyranny
Location:
Australia
BANKS SCAMMING THE UNEXPECTED HOME OWNER:
BANKS SCAMMING THE UNEXPECTED HOME OWNER:
BANKRUPT BANKS BAILING OUT BANKRUPT BANKS!
NAB, WESTPAC, RAMS,
GE MONEY......
BANKRUPT BANKS BAILING OUT BANKRUPT BANKS!
NAB, WESTPAC, RAMS,
GE MONEY......
When will the courts and politicians uphold the rights of "The People"?
This is based on my own personal experience.
Just so you all know, when terminating a loan, the loan STOPS on the day of payout; no further interest can be added to it, the early payout is a minimal fee and holds no future interest as l clearly pointed out to AGC when we went to pay out our car loan with them and they tried to add interest charges for the remaining years of the loan; which totalled in their opinion one third of what the vehicle originally cost us $9k, they were very quick to change it back when l brought this FACT to their attention.
Another thing they do to people who have had their houses repossessed is they come back after the house is auctioned and demand the amount that the home did not reach to cover the loan.
1. The banks took possession of their home (as clearly stated in loan contracts), therefore, it is their home to sell it for whatever price they are happy to accept, any shortfall DOES NOT come back to the mortgage payer (if they choose to flog the house off for less than it's worth).
Whose choice is it to accept the auctioned figure?
Whose responsibility is it?
If you said the banks; you are right.
2. Let's say THEY sell your house for $40k less than is owing.
When ANYONE purchases a home you have to pay Mortgage Insurance, the bank uses your original deposit (which is now up to 40% of the price of the home) the bank uses this money to take out Mortgage Insurance, which covers the Home Owner in the event that your home is repossessed, the mortgage is then paid out by the Mortgage Insurance Company (The Banks NEVER miss out) and they NEVER loan money without taking that insurance out and if they do then that is on their shoulders not yours as the Bank still own the home until the day you pay it off (that is stated in every contract)
Just so you all know, when terminating a loan, the loan STOPS on the day of payout; no further interest can be added to it, the early payout is a minimal fee and holds no future interest as l clearly pointed out to AGC when we went to pay out our car loan with them and they tried to add interest charges for the remaining years of the loan; which totalled in their opinion one third of what the vehicle originally cost us $9k, they were very quick to change it back when l brought this FACT to their attention.
Another thing they do to people who have had their houses repossessed is they come back after the house is auctioned and demand the amount that the home did not reach to cover the loan.
1. The banks took possession of their home (as clearly stated in loan contracts), therefore, it is their home to sell it for whatever price they are happy to accept, any shortfall DOES NOT come back to the mortgage payer (if they choose to flog the house off for less than it's worth).
Whose choice is it to accept the auctioned figure?
Whose responsibility is it?
If you said the banks; you are right.
2. Let's say THEY sell your house for $40k less than is owing.
When ANYONE purchases a home you have to pay Mortgage Insurance, the bank uses your original deposit (which is now up to 40% of the price of the home) the bank uses this money to take out Mortgage Insurance, which covers the Home Owner in the event that your home is repossessed, the mortgage is then paid out by the Mortgage Insurance Company (The Banks NEVER miss out) and they NEVER loan money without taking that insurance out and if they do then that is on their shoulders not yours as the Bank still own the home until the day you pay it off (that is stated in every contract)
RAMS, NAB and most other lending institutes are scamming their home owners. Below are links showing they are adding interest for years beyond the loan and calling it early payout.
After VR remove this corrupt government from Parliament (let it be known) that our sights will be set on Australian Banks and
l personally will be coming after RAMS and their fraudulent RHG. During the Global Financial Crisis, RAMS went bankrupt on their debtors (paying out their loans at less than the amount borrowed) by transferring current home loan lenders to their debtors as payment.
Then still while in the bankruptcy process they registered another arm of RAMS and called it RHG and transferred the remaining home loans into their new RHG arm. While ALL other banks interest rates plummeted to 3.5 to 4% interest for current Home Loans; RHG increased current home loan interest rates from 6.5% up to 10.5% and left them there; making it impossible for most home lenders to finance out of RAMS.
RAMS have been taken to court by many people in class actions and they won; with settlements paid from RAMS/RHG; however, the courts knowing the fraud RAMS and RHG have committed have not extended the judgements to current Home Loan Owners still trapped in RAMS Web of Fraud.
WE "The People" cannot go bankrupt on our debtors and move our Assets to another Party or Bank or the Authorities claw it back; so why are the judges and authorities allowing this to happen just because it's a RAMS Home Loan Lending Group/Bank or Institution!
l personally will be coming after RAMS and their fraudulent RHG. During the Global Financial Crisis, RAMS went bankrupt on their debtors (paying out their loans at less than the amount borrowed) by transferring current home loan lenders to their debtors as payment.
Then still while in the bankruptcy process they registered another arm of RAMS and called it RHG and transferred the remaining home loans into their new RHG arm. While ALL other banks interest rates plummeted to 3.5 to 4% interest for current Home Loans; RHG increased current home loan interest rates from 6.5% up to 10.5% and left them there; making it impossible for most home lenders to finance out of RAMS.
RAMS have been taken to court by many people in class actions and they won; with settlements paid from RAMS/RHG; however, the courts knowing the fraud RAMS and RHG have committed have not extended the judgements to current Home Loan Owners still trapped in RAMS Web of Fraud.
WE "The People" cannot go bankrupt on our debtors and move our Assets to another Party or Bank or the Authorities claw it back; so why are the judges and authorities allowing this to happen just because it's a RAMS Home Loan Lending Group/Bank or Institution!
Just a few short years later RAMS Home Loans are back in the lending game leaving a path of destruction and devastation behind them; unchecked by authorities and judges alike and with politicians preparing reports and senate enquiries based on RAMS and other lending institutes and their fraudulent dealings; but nothing being done by politicians to ease the burden on Home Owners; while on the other hand, giving tax payer bailouts to Mortgage Lenders in order for them to continue their fraudulent lending scams.
RAMS Goes Bankrupt:
At no stage did Home Loan Borrowers RECEIVE NOTICE FROM RAMS that this was happening or of their intentions (not even until this day), notice is a requirement by Law!
At no stage did Home Loan Borrowers RECEIVE NOTICE FROM RAMS that this was happening or of their intentions (not even until this day), notice is a requirement by Law!
BANKERS CAUGHT RIGGING EVERY MARKET.
https://m.youtube.com/watch?feature=youtu.be&v=_LC7CMrJEEI
https://m.youtube.com/watch?feature=youtu.be&v=_LC7CMrJEEI
RAMS FAIL AT AUCTION:
Rams Home Loans Fails to Refinance $5 Billion of Debt (Update8)
By Laura Cochrane - August 16, 2007 05:44 EDT
http://www.bloomberg.com/apps/news…
Rams Home Loans Fails to Refinance $5 Billion of Debt (Update8)
By Laura Cochrane - August 16, 2007 05:44 EDT
http://www.bloomberg.com/apps/news…
RAMS ROUTED AS MORTGAGE MELTDOWN HITS CRISIS:
http://www.abc.net.au/pm/content/2007/s2005060.htm
http://www.abc.net.au/pm/content/2007/s2005060.htm
Australia and the Global Financial Crisis:
http://www.stubbornmule.net/2008/10/australia-and-the-gfc/
http://www.stubbornmule.net/2008/10/australia-and-the-gfc/
Overview of the post-GFC banking environment:
http://www.aph.gov.au/…/20…/post_GFC_banking/report/c02.ashx
http://www.aph.gov.au/…/20…/post_GFC_banking/report/c02.ashx
SECRET BAILOUT:
2008 & 2009: Secret funds are secured from the Federal Reserve of USD$1.09 billion. (see Secret Bailout 2007 & 2008)
http://www.moneymorning.com.au/…/nab-and-westpacs-secret-ba…
2008 & 2009: Secret funds are secured from the Federal Reserve of USD$1.09 billion. (see Secret Bailout 2007 & 2008)
http://www.moneymorning.com.au/…/nab-and-westpacs-secret-ba…
RAMS goes to Westpac while RHG is left behind to Screw Home Owners by almost tripling interest rate charges and pumping up exit fees.
Two of Australia's financial pillars (Westpac) and NAB borrow funds in a SECRET BAILOUT from The Federal Reserve to buy out Bankrupt Banks! This stinks of FRAUD!
Two of Australia's financial pillars (Westpac) and NAB borrow funds in a SECRET BAILOUT from The Federal Reserve to buy out Bankrupt Banks! This stinks of FRAUD!
QUOTE:
"RAMS Home Loans has trouble with funding at the end of 2007 due to the credit crunch. This led to a dramatic fall in share price that gave Westpac an opportunity to forward an offer, which they did. The following January, the transaction went through, with Westpac paying $140 million for RAMS' distribution business. The latter was comprised of 99 stores that were owned and run by 54 franchisees. While the acquisition did not include RAMS Home Loans Group as a whole or the company's mortgage book, Westpac purchased the 'RAMS' brand. This meant that what was left of the company had to change its name to RHG.
"RAMS Home Loans has trouble with funding at the end of 2007 due to the credit crunch. This led to a dramatic fall in share price that gave Westpac an opportunity to forward an offer, which they did. The following January, the transaction went through, with Westpac paying $140 million for RAMS' distribution business. The latter was comprised of 99 stores that were owned and run by 54 franchisees. While the acquisition did not include RAMS Home Loans Group as a whole or the company's mortgage book, Westpac purchased the 'RAMS' brand. This meant that what was left of the company had to change its name to RHG.
However, this was not the end for RHG. In February 2008, they made a deal with the National Australia Bank (NAB) and sold them home loans worth approximately $1 billion. NAB had previously been the company's banker. While RHG continued to manage these mortgages until April 2009, these loans were transferred to Anchorage Home Loans management. Anchorage Home Loans is a subsidiary that is fully owned by NAB.
Ever since it changed its name, RHG has had a lot of bad press. The company was involved in a very public test case legal action that was led by the Consumer Action Law Centre for Emily Hamilton regarding exit fees. Hamilton stated that she had to pay early termination fees that were too high to refinance her mortgage, despite the fact that RHG increased interest rates well above the RBA's headline rate and significantly in excess of what the rest of the market has done.
A confidential settlement was reached in January 2009, but the Consumer Action Law Centre claimed that they had been contacted by approximately 100 other people claiming they had similar problems with RHG.
However, the problems didn't end here. Sometime around the middle of 2012, ASIC had to intervene after receiving a significant degree of complaints. The result was that more than 6,400 customers received refunds totalling more than $3.3 million representing early termination and discharge fees. RHG also agreed to lower its discharge fees on the loans it already held and to remove early termination fees in a staggered manner.
Clients weren't the only ones who were displeased. Towards the end of 2009, a group of shareholders voiced their displeasure, demanding that a board member be removed from their position. They also wanted improved communication and a higher return on their investment. As if that wasn't enough, the company's creditors weren't all that happy either, which led to RHG being the target of numerous court proceedings.
In regards to RAMS, at the beginning of 2010, Westpac decreased the size of the RAMS Home Loan business. The result was that financial products under the RAMS brand name were only available to customers via RAMS franchisees and the lending conditions became much stricter.
Compare RAMS home loans.
Back to top"
END QUOTE:
(Relevance at the bottom of this article)
QUOTE:
"Mark Bouris, now famous for hosting the popular Australian spin-off of The Apprentice, created Wizard in 1996 — a home loan lender. It was sold in 2004 to GE Money. Subsequently, in 2008, GE Money was in negotiations to sell Wizard to NAB but a better offer from Aussie saw Wizard going to the latter. GE Money's goal was to remove itself from the home lending market in the area.
"Mark Bouris, now famous for hosting the popular Australian spin-off of The Apprentice, created Wizard in 1996 — a home loan lender. It was sold in 2004 to GE Money. Subsequently, in 2008, GE Money was in negotiations to sell Wizard to NAB but a better offer from Aussie saw Wizard going to the latter. GE Money's goal was to remove itself from the home lending market in the area.
The ACCC approved the acquisition on the 24th of February, 2009 and, three days later, Wizard's broking business came under new ownership.
The sale of Wizard also saw $4 billion of prime loans that were previously funded by Wizard going to CBA. The loans that CBA did not buy remained with GE Money and were rebranded as AMS Mortgage Services loans because the Wizard name was now owned by Aussie. AMS Mortgage Services is a GE Money subsidiary.
GE Money let home loan holders know that any mortgages they held would continue to be services as normal. However, they also let home loan holders know that they would not be able to ignore the serious rate cuts the RBA were making as some other lenders were doing and if their customers wanted to refinance through Aussie to go to another lender, they would not be required to pay a Deferred Administration Fee. Waiving this fee was an Aussie requirement when they purchased the Wizard home loans business.
While these certainly won't be the last movements we see in the banking sector, they were the most notable of recent years. Further concentration of banking ownership is inevitable.
So, don't be surprised if you receive a letter telling you that your current bank has come under new ownership. Australian banks are more profitable than ever. More than ever, they have the cash to act on their expansion ambitions. So it is no surprise that the ownership conquests as outlined above have occurred. Nor is that the end of their expansionary moves.
Regardless, banks will continue to buy each other out and merge with each other as it suits them to acquire greater market share and more power, but that is simply the nature of the beast.
Let us just hope that these mergers and buyouts can occur to the benefit of Australian consumers and not the our detriment."
END QUOTE:
At least this is LIE they are standing by!
END QUOTE:
At least this is LIE they are standing by!
Australia need a True People's Bank, that is here in the interest of "The People", VELVET REVOLUTION are looking into the establishment of such a bank!
But first we must REMOVE this corrupt Government that allows this FRAUD to continue!
VELVET REVOLUTION
MARCH DATE 10th of July 2015:
Meeting in Every City across the Nation of Australia.
Our First Major Town so far is Traralgon in Gippsland.
If you want to MARCH in your town please contact us so we can help you set it up.
MARCH DATE 10th of July 2015:
Meeting in Every City across the Nation of Australia.
Our First Major Town so far is Traralgon in Gippsland.
If you want to MARCH in your town please contact us so we can help you set it up.
VELVET - means Non Violent
Please join our group and share everything you receive from "VELVET REVOLUTION".
For more FACT SHEETS and further information you can contact us via:
WEBSITE: http://www.velvetrevolution.info
FB PAGE: https://www.facebook.com/AUVREV
FB GROUP: https://www.facebook.com/groups/AUVREV
EMAIL: lyn.bennetts7@gmail.com
Regards
Lyn Bennetts
National Organiser of
VELVET REVOLUTION
And our Brilliant VR TEAM
UNITED WE STAND SIDE by SIDE AGAINST Tyranny, Fraud, Treason and Political Corruption!
Lyn Bennetts
National Organiser of
VELVET REVOLUTION
And our Brilliant VR TEAM
UNITED WE STAND SIDE by SIDE AGAINST Tyranny, Fraud, Treason and Political Corruption!
Velvet Revolution Brisbane March on Parliament
10 July at 10:00
ANZAC Square, Brisbane in Brisbane, Queensland, AustraliaLyn Bennetts invited you to Velvet Revolution: United WE STAND's event
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Location:
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Tuesday, June 9, 2015
Australia's Revolution. Rally In Sydney. PLEASE ATTEND IF YOU ARE ABLE.
You are invited to attend Australia's VELVET REVOLUTION and we are asking you to bring along as many people as possible to UNITE with One Voice and Stand Side by Side in a show of agreement on the issuing of Prerogative Writs of Mandamus that will be served on every Sitting Member in Parliament to remove them from our Parliament.
We are just Australian people ; who have had enough of the Treason, Fraud, Tyranny and Political Corruption, whereby, consecutive governments have been implementing unlawful, Legislation, Laws, Act and Rules to enslave the Australian People and remove our RIGHTS; and to keep us paying for their unlawful Infringement Notices, Taxes, Rates, Tolls and more.........
The majority of us have children and grandchildren and we are very concerned that if we don't restore our Rights, Liberties and Freedoms NOW then what will we be leaving our children in the not do distant future?
"VELVET REVOLUTION MARCH"
Will start in Sydney on the 10th of July 2015.
We are UNITING ALL AUSTRALIAN'S Lawfully and Constitutionally to
1. Remove all Unlawful Corrupt Sitting Members from our Parliament.
2. Restore the Constitution Act 1900 (UK) in which all our Laws, Rights, Liberties and Freedoms are entrenched and
3. Reinstate Citizen Initiated Referendums on ALL
Major Issues affecting "The People of Australia".
VELVET REVOLUTION are Meeting at ARCHIBALD FOUNTAIN at 10am in the City and Marching to Parliament House; where we "The People" will inform all Sitting Members of their Constitutionally Lawful Removal from Parliament.
Please arrive by 9am if you would like to purchase any merchandise for the March.
We will have
T-Shirts for $33.00 each and
Badges for $5.00
Stocks are limited so make sure you arrive early to secure your T-Shirt or Badge or you can pre order it from Facebook and our Website below.
Bring water, a hat and sunscreen and
Wear anything Australian
For many more details go to
Facebook Page
https://www.facebook.com/ AUVREV
https://www.facebook.com/ groups/AUVREV
WEBSITE:
http:// www.velvetrevolution.crown. com.au/
See you all there
Regards
Lyn Bennetts
National Organiser
VELVET REVOLUTION
We are just Australian people ; who have had enough of the Treason, Fraud, Tyranny and Political Corruption, whereby, consecutive governments have been implementing unlawful, Legislation, Laws, Act and Rules to enslave the Australian People and remove our RIGHTS; and to keep us paying for their unlawful Infringement Notices, Taxes, Rates, Tolls and more.........
The majority of us have children and grandchildren and we are very concerned that if we don't restore our Rights, Liberties and Freedoms NOW then what will we be leaving our children in the not do distant future?
"VELVET REVOLUTION MARCH"
Will start in Sydney on the 10th of July 2015.
We are UNITING ALL AUSTRALIAN'S Lawfully and Constitutionally to
1. Remove all Unlawful Corrupt Sitting Members from our Parliament.
2. Restore the Constitution Act 1900 (UK) in which all our Laws, Rights, Liberties and Freedoms are entrenched and
3. Reinstate Citizen Initiated Referendums on ALL
Major Issues affecting "The People of Australia".
VELVET REVOLUTION are Meeting at ARCHIBALD FOUNTAIN at 10am in the City and Marching to Parliament House; where we "The People" will inform all Sitting Members of their Constitutionally Lawful Removal from Parliament.
Please arrive by 9am if you would like to purchase any merchandise for the March.
We will have
T-Shirts for $33.00 each and
Badges for $5.00
Stocks are limited so make sure you arrive early to secure your T-Shirt or Badge or you can pre order it from Facebook and our Website below.
Bring water, a hat and sunscreen and
Wear anything Australian
For many more details go to
Facebook Page
https://www.facebook.com/
https://www.facebook.com/
WEBSITE:
http://
See you all there
Regards
Lyn Bennetts
National Organiser
VELVET REVOLUTION
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Velvet Revolution
Location:
Sydney NSW, Australia
The Australian Velvet Revolution. PLEASE ATTEND IF YOU ARE ABLE.
UNITING ALL AUSTRALIAN'S;
To Lawfully and Constitutionally
1. Remove all Sitting Members from Parliament
2. Restore the Constitution Act 1900 (UK)
3. Reinstate Citizen Initiated Referendums on ALL
Major Issues affecting "The People of Australia".
Meeting at ANZAC Square in the City and Marching to Parliament House.
Please arrive by 9am if you would like to purchase some merchandise for the March.
T-Shirts $33.00 and Badges $5.00
Bring water and a hat
Wear anything Australian
To Lawfully and Constitutionally
1. Remove all Sitting Members from Parliament
2. Restore the Constitution Act 1900 (UK)
3. Reinstate Citizen Initiated Referendums on ALL
Major Issues affecting "The People of Australia".
Meeting at ANZAC Square in the City and Marching to Parliament House.
Please arrive by 9am if you would like to purchase some merchandise for the March.
T-Shirts $33.00 and Badges $5.00
Bring water and a hat
Wear anything Australian
Saturday, June 6, 2015
A Message To All Groups From The Velvet Revolution, Australia.
TO ALL GROUPS
FROM VELVET REVOLUTION:
FROM VELVET REVOLUTION:
As we have said before, until all groups UNITE to RESTORE the Constitution Act 1900, how are these groups going to implement what they want?
What they are seeking to achieve and how?
How do these groups change the Laws they want to change without Restoring our Constitution?
VELVET REVOLUTION changed our date from March 2015 to July 2015 to allow MARCH in March to have their MARCH unhindered and
to allow Reclaim Australia, Restore Australia and all of the other groups to attend to their Matters, some VR members and organisers went to those rallies to show support!
What they are seeking to achieve and how?
How do these groups change the Laws they want to change without Restoring our Constitution?
VELVET REVOLUTION changed our date from March 2015 to July 2015 to allow MARCH in March to have their MARCH unhindered and
to allow Reclaim Australia, Restore Australia and all of the other groups to attend to their Matters, some VR members and organisers went to those rallies to show support!
VELVET REVOLUTION DO NOT have an opinion on any ONE SINGLE ISSUE because we don't need to, because after we REMOVE this corrupt government from power we will have Independent Ministers in Parliament who will implement Referendums of "The People" to deal with EVERY MAJOR ISSUE Australia have. The Constitution actually deals with ALL OF THEM.
We need to deal with ALL of the issues that concern ALL AUSTRALIANS, and we have not seen a PLAN yet other than VELVET REVOLUTION's PLAN that does so.
We are talking to groups and hopefully they will come on board with VR on the 10th of July and if the need arises we can and will join with them on their date.
Some people say they want to know what l think about a certain issue,
l keep telling everyone that it doesn't matter what l think, or what you think or what Geoff or Louisa think, at a referendum where everyone gets ONE VOTE ONLY, it comes down to what a MAJORITY think and that is how it has to be.
At the moment we have governments creating all these issues that EVERY GROUP is rallying against, they do that to keep us occupied so they can continue down the track of their evil corruption, if all of these Groups stopped and UNITED we can have ALL ISSUES DEALT WITH in a few simple moves.
l keep telling everyone that it doesn't matter what l think, or what you think or what Geoff or Louisa think, at a referendum where everyone gets ONE VOTE ONLY, it comes down to what a MAJORITY think and that is how it has to be.
At the moment we have governments creating all these issues that EVERY GROUP is rallying against, they do that to keep us occupied so they can continue down the track of their evil corruption, if all of these Groups stopped and UNITED we can have ALL ISSUES DEALT WITH in a few simple moves.
For 8 long years, l fought for the RIGHTS and LIVES of Truck Drivers, l pulled my trucks off the road to achieve what the majority were telling me they wanted; while the whinges kept driving.
l paid for all costs out of my husbands and my business to represent the industry from ALDODA's stand point, but if they all just stopped for one lousy week, we would have had EVERYTHING we needed to survive in the industry in just 7 days, but instead we ended up with less than half of what we needed and and it took me and a handful of dedicated truckies to achieve that, the rest just kept driving and whinging.
l paid for all costs out of my husbands and my business to represent the industry from ALDODA's stand point, but if they all just stopped for one lousy week, we would have had EVERYTHING we needed to survive in the industry in just 7 days, but instead we ended up with less than half of what we needed and and it took me and a handful of dedicated truckies to achieve that, the rest just kept driving and whinging.
Unfortunately, these other Groups have no way of actually getting what they want, so please UNITE WITH VR and it will be done and dusted in just one lousy Day!
Why would we change VR PLANS to go backwards?
Go back to Protesting with little or no result and no Laws on our side to negotiate with?
Go back to negotiating with an UNLAWFUL GOVERNMENT and their big business mates and if we don't act soon they will push through a referendum to change us into a Republic and we will NEVER get our Constitutional Rights back.
Go back to Protesting with little or no result and no Laws on our side to negotiate with?
Go back to negotiating with an UNLAWFUL GOVERNMENT and their big business mates and if we don't act soon they will push through a referendum to change us into a Republic and we will NEVER get our Constitutional Rights back.
VR have a PLAN, we know that PLAN is Lawful and Constitutional; so we need to stay the course and hopefully these other groups will join us under our Banner and our Flag because it is their Banner and Flag as much as it is the next persons, and if we need to join their protests, rallies and Marches after the 10th of July, then VR will be there, but these groups need to give our PLAN some consideration as VR's PLAN deals with ALL ISSUES both Legally and Constitutionally.
However, VR would love for the Organisers of these groups to stand right next to us "Side By Side"
on the day, we are all on a round table with equal opportunity, equal rights, equal say, let's equally demand our Rights Back that are entrenched in our Constitution and we will equally achieve what we ALL WANT!
WE "The People" MUST get our Constitution Act 1900 (UK) Restored for every single Australian and for the FUTURE of this COUNTRY, our Country Men, Women and Children!
However, VR would love for the Organisers of these groups to stand right next to us "Side By Side"
on the day, we are all on a round table with equal opportunity, equal rights, equal say, let's equally demand our Rights Back that are entrenched in our Constitution and we will equally achieve what we ALL WANT!
WE "The People" MUST get our Constitution Act 1900 (UK) Restored for every single Australian and for the FUTURE of this COUNTRY, our Country Men, Women and Children!
See FACT SHEETS for all of our PLANS to be revealed.
Thank you
Regards
Lyn Bennetts
National Organiser
VELVET REVOLUTION
Regards
Lyn Bennetts
National Organiser
VELVET REVOLUTION
"VELVET REVOLUTIONS" 3 R's REMOVE Corrupt Corporate Government RESTORE Constitution Act 1900 UK & 1901 RE-EMPOWER "The
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